Furniture store owners service a need every household owner has. Regional furniture stores exist in and around every city in the world. How furniture store owners get their start in the industry varies. Owners often enter the furniture with family owned and operated stores that have serviced a community for generations. Entrepreneurs start furniture businesses from scratch once they have industry knowledge through industry experience or research. Requirements to enter this industry include a love for home décor, an understanding of the community and the clientele served and the ability to source and deliver the furniture you sell.

Running a successful furniture business includes managing showrooms both online and in person. Many customers like to enter a showroom and physically touch and feel sofas, chairs, tables, desks and chairs before they have them delivered. Customers also like to shop online to see options and styles. Although many furniture stores operate exclusive online stores and ship to customers direct, the furniture industry is a perfect ‘click-and-mortar’ operation. This is because customers like to have the best of both worlds. The ability to touch the goods and the ability to order them online. Furniture stores have risk because capital requirements can be significant, margins are thin compared to other retail industries, and returns and customer chargebacks can be significant. A chargeback occurs when a customer decides to call their credit card company with a complaint to be reimbursed for a purchase. Stores typically run on-premise or software-as-a-service systems to manage inventory, pricing, employee time and commission, marketing, accounting, invoicing, billing and furniture payments.

Payment Integrator has direct integrations into the most powerful furniture store point of sale systems available. Our PCI Compliant environment is equipped with P2PE security and credit card processing devices with the ability to accept e-wallets like Google Pay and Apple Pay. Our hosted payment page (HPP) and restful APIs can achieve an integrated furniture store payment experience for sales online and in-store. Text to pay, email to pay, QR code to pay, tap to pay, dip to pay and swipe to pay options give furniture stores a frictionless customer payment experience. We have an integrated buy now pay later solution (BNPL) and our unique tokenization provides the ability to create customer profiles for recurring billing and scheduled payment. Our underwriting process is simple and streamlined so that furniture stores can start accepting payments quickly.

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