As the saying goes, “the only two certainties in life are death and taxes.” There comes a time in everyone’s journey when they must make funeral arrangements, whether pre-planning for themselves or the death of a loved one. Fortunately, there are caring individuals to guide them. An associate’s degree in funeral service or mortuary science is typically required to work in the funeral service industry. Such degrees consist of ethics, grief counseling, funeral service, and business law courses. In addition, specific jobs may require embalming and restorative classes. Typically, those training to be a funeral director or mortician must complete 1 to 3 years of training in addition to a 2-year apprenticeship. Once training is complete, funeral service workers either join an existing company or start their own business. The funeral service industry is unlike most others, as it does not have the capacity to expand its clientele, only its area of service. Therefore, funeral service businesses often attempt to become trusted pillars of their community, creating a generational business.

Funeral service businesses attend to a wide array of end-of-life services. They are responsible for the body and memorial service; plus, they often provide legal aid. The administrative aspects of death include submitting paperwork to state governments to receive a death certificate. In addition, they may assist in insurance claims, funeral benefits, or notifying official organizations. A funeral service business will have traditional operating costs, including staffing, equipment, property taxes, commercial loans and rent. Due to complex funeral service payments, they will also need a secure billing system typically supplied by on premise software or software-as-a-service like QuickBooks. Most families will use cash, check, or credit card to pay for funeral services. However, some individuals may receive monetary aid from company survivor benefits, veteran benefits, victims’ assistance, social security, fundraising, and insurance. With funeral services often being supplied at an emotional and turbulent time, simplicity and efficiency in payment processing is key to preventing unneeded stress.

Funeral homes typically manage their payment processing with countertop terminals that are then resolved within their books using an accounting software. Payment Integrator is a single source merchant account and gateway platform that can integrate into new or existing funeral accounting modules. Our integration makes payments frictionless and easy for grieving family members to understand. Payments can be made using text-to-pay, email-to-pay, tap-to-pay, dip-to-pay, or swipe-to-pay. This covers all payment intake points and simplifies payment acceptance. Our funeral service payment acceptance methods are secure, P2PE, tokenized, and PCI-compliant. To ensure feasibility for both the funeral service business and the participating family, we accept all major credit cards and debit cards as well as enable the use of e-wallets such as Apple Pay and Google Pay.

Tap here to open an account